Privacy Policy
Privacy Policy
When you interact with GFT Payments LLC, our sites such as gftpayments.com, and our affiliated services (collectively, “GFT Payments”, “we” or “our”), whether as an individual or an individual duly authorized by an organization or business (collectively, “you” or “your”), you are trusting us with your information. We understand that you care how your information is used and shared and we work hard to protect your information and put you in control.
This Privacy Policy describes how GFT Payments collects, uses and protects data that you provide, such as account information and usage data. It also applies to the content that you store at GFT Payments. We will not disclose, move, access or use your data except as described in this Privacy Policy or in another agreement we have agreed with you.
By using GFT Payments and GFT Payments Services, you accept this Privacy Policy. Please read it carefully.
Information We Collect
We collect information to provide and improve our services to you. The information we collect, and how that information is used, depends on how you use our services and how you manage the privacy controls we make available to you.
We may collect information from you as an individual as well as information related to the businesses or organizations you are associated with.
Here are the types of information we collect:
Information you create or provide to us. When you create an account, you provide us with personal information that may include your name, email address, and/or telephone number and a password. You may also provide us with payment and banking information for your account.
We also store the content you create, upload, or receive from others when using our services. This includes things like messages you write and receive, documents, processing statements, transactions, and any other information you write, share, upload, or save.
Information we collect as you use our services. We receive and store certain types of information whenever you interact with us. For example, like many websites, we use “cookies,” and we obtain certain types of information when you access GFT Payments via your browser.
When you download or use the services provided by GFT Payments, we may receive information about your location and your device, including a unique identifier for your device. We may use this information to provide you with location-based services, such as retail locations and promotions. While most devices allow you to turn off location services, doing so may prevent you from receiving information you may want.
Information from Other Sources. We may receive information from other sources, such as agents and partners who we are working with to provide you with our GFT Payments services.
Why We Collect Information
Providing and Improving the GFT Payments services. We use the collected information to provide and improve our GFT Payments services, including:
This Privacy Policy describes how GFT Payments collects, uses and protects data that you provide, such as account information and usage data. It also applies to the content that you store at GFT Payments. We will not disclose, move, access or use your data except as described in this Privacy Policy or in another agreement we have agreed with you.
- Account creation and management
- Personalization of your experience
- Technical support and customer service
- System monitoring and troubleshooting
- Analytics and performance optimization
Communication. We may use information we collect to interact with you directly. For example, we may let you know about upcoming changes or improvements to our services.
And, if you contact us at GFT Payments, we’ll keep a record of your request in order to help solve any issues you might be facing, or to consolidate with similar issues others have experienced to improve the services GFT Payments provides you.
Sharing Your Information
When you share your information. Many of our services involve sharing information or content with you, and may include sharing anonymized information or content with other users such as payment processors who may use that information to provide you with better services. Further, when you create accounts with us, you authorize us to create accounts with the payment processor(s) who will be responsible for processing your transactions, and providing you with access and reports related to those transactions.
When GFT Payments shares your information. Information about you is an important part of our business, but we are not in the business of selling any of your information to others. We share your information only as described below and with affiliated partners that either are subject to this Privacy Policy or who follow practices at least as protective as those described in this Privacy Policy.
GFT Payments Partners and Service Providers. We partner with other service providers, agents and businesses to provide functionality on our behalf. Examples include payment processing and banking partners. These partners and service providers may have access to your information needed to perform their functions, but may not use it for any other purposes.
Business transfers. As we continue to develop our business, we might acquire or sell subsidiaries or businesses. In such transactions, your data may be one of the transferred business assets but it will remain subject to any commitments made in any pre-existing Privacy Policy (unless, of course, you consent otherwise). In addition, in the event that GFT Payments, or substantially all of our assets are acquired, your data will be one of the transferred assets.
Protection of GFT Payments and Others. We release your data when we believe release is appropriate to comply with the law; enforce or apply other agreements you have with us; or protect the rights, property, or safety of GFT Payments, our other users, or others. This includes exchanging information with other businesses and organizations for fraud protection. Obviously, this does not include selling, renting, sharing, or otherwise disclosing personally identifiable information from our users for commercial purposes in violation of the commitments set forth in this Privacy Policy.
Keeping Your Information Secure
GFT Payments is built with strong security features that continuously protect your information. The insights we gain from maintaining our services help us detect and automatically block security threats from ever reaching you. However, as would likely be expected, despite such endeavors by us, such transmission or storage cannot be always guaranteed as fully secured.
We design our products and services to protect you and GFT Payments from unauthorized access, alteration, disclosure, or destruction of the information we hold, including:
- We work to protect the security of your information during transmission by using encryption protocols and software;
- We regularly review our information collection, storage, and processing practices, to prevent unauthorized access to our systems;
- We restrict access to your information to GFT Payments employees, contractors, and agents who need that information in order to process it. Anyone with this access is subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.
Additionally, it is important for you to protect against unauthorized access to your password and to your devices that you use to access GFT Payments. Please be sure to sign off and close any browser windows, particularly when using a device that others may also use.
Retaining Your Information
We retain your information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.
Some data you can delete, or you can request deletion of, whenever you like, such as your personal information or the content you create or upload.
Your Choices
You can always choose not to provide certain optional data, even though it might be needed to take advantage of certain GFT Payments features
You can add or update information on your account such as those in your profile. When you update data, we may keep a copy of the prior version for our records.
The help feature on many browsers will tell you how to prevent it from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons by changing the add-ons settings or visiting the web site of its owner. Because cookies allow you to take advantage of some of GFT Payments’ essential features, we recommend that you leave them turned on. For instance, if you block or otherwise reject our cookies, you may not be able to use certain features or capabilities.
Compliance & Cooperation With Regulators
U.S. state law requirements. Some U.S. state privacy laws like the California Consumer Privacy Act (CCPA) and Virginia Consumer Data Protection Act (VCDPA) require specific disclosures for state residents.
This additional state-specific privacy disclosure (“Disclosure”) is effective as of May 21, 2025 and describes the personal information that we collect, the sources from which we collect it, the purposes for which we use it, the limited circumstances under which we share personal information, and with whom we share it. These additional disclosures are required by U.S. state regulations, such as the California Privacy Rights Act and Virginia Consumer Data Protection Act:
A Categories of personal information collected. The personal information that we collect, or have collected from you in the twelve months prior to the effective date of this Disclosure, falls into the following categories established by the California Privacy Rights Act, depending on which services in GFT Payments you use:
- identifiers such as your name, alias, address, phone numbers, IP address, your GFT Payments account log-in information, or a government-issued identifier (e.g. a social security number or driver’s license, which may be required for tax or identity verification purposes);
- personal information, such as your bank details or other payment information;
- information you choose to provide that may reveal your age, gender, race, sexual orientation, or other protected classifications;
- commercial information, such as merchant processing details, transaction activity, and costs;
- internet or other electronic network activity information, including content interaction information;
- geolocation data, such as the location of your device or computer which, in some cases, may constitute precise geolocation information;
- audio or visual information, such as images collected or stored in connection with GFT Payments;
- professional information, for example data you may provide about your business; and;
- inference data, such as information about your preferences
B. Categories of personal information disclosed for a business purpose. The personal information that we may disclose to third parties about you for a business purpose in the twelve months prior to the effective date of this Disclosure falls into the following categories established by the California Privacy Rights Act, depending on which GFT Payments service is used:
- identifiers such as your name, address, phone numbers, IP address, or a government identifier, for example if we use a third-party carrier to deliver your order, or if we use a third-party service to verify your identity;
- personal information, such as a credit card number or other payment information, for use by a third-party payment processor;
- information that may reveal age, gender, race, sexual orientation, or other protected classifications, for example if you choose to participate in a survey distributed by a survey provider;
- commercial information, such as the details of a product or service you purchased if a third-party service provider is assisting to provide that product or service to you;
- internet or other electronic network activity information, such as if we use a service provider to help us gather crash reports for analyzing the health of our devices and services;
- geolocation data, which may constitute precise geolocation data;
- professional information, for example if we provide your account details to a service provider for verification as part of enrollment for your account; and;
- inference data, for example if we use a service provider to help us optimize the accuracy of your location to make sure relevant information is provided to you.
C. Advertising under the California Privacy Rights Act. GFT Payments may share limited information to help ensure you receive more useful and relevant GFT Payments services. Any personal information we may have shared for the purpose of cross-context behavioral advertising, as that term is defined by the California Privacy Rights Act, in the twelve months prior to the effective date of this Disclosure falls into the following categories:
- identifiers such as a cookie, a device identifier, or a code derived from applying irreversible cryptography to other information like an email address; we never share your name or other information that directly identifies you.
- internet or other electronic network activity information, such as whether you downloaded our app or other measures of effectiveness; for example, if you have downloaded one of our apps, we will share an advertising identifier and data about that event so that you will not be served an ad to download the app again.
D. Advertising under the Virginia Consumer Data Protection Act. The categories of third parties with whom we may share personal information for the purpose of cross-context behavioral advertising may include the processing of personal information for the purposes of targeted advertising as that term is defined under the Virginia Consumer Data Protection Act.
E. Your Data Rights: You may have certain data rights under the California Privacy Rights Act or Virginia Consumer Data Protection Act, including to request information about the collection of your personal information by GFT Payments, to access your personal information in a portable format, and to correct or delete your personal information. If you wish to do any of these things, please contact us at [email protected]. Additionally, you may have the right to opt out of the processing of your personal data for targeted advertising, as defined by the Virginia Consumer Data Protection Act, or the sharing of your personal information for cross-context behavioral advertising, as defined by the California Privacy Rights Act. To do so, please contact us at [email protected]. GFT Payments is not allowed for use by individuals under the age of 18. As such, if you are under 18, you must not use GFT Payments. You may also have the right to appeal the denial of any of these rights by submitting a form that will be provided to you if we deny a data request. Depending on your data choices, certain services may be limited or unavailable. To ensure the security of your GFT Payments account, we will generally ask you to verify your request using the contact information you have already provided. If you do not have an account, or if you are an authorized agent under the California Privacy Rights Act, please contact us at [email protected].
F. No sale of personal information. In the twelve months prior to the effective date of this Disclosure, GFT Payments has not sold any personal information of consumers, as those terms are defined under the California Privacy Rights Act.
G. California Privacy Rights Act Sensitive Personal Information Disclosure. The categories of data that we collect and disclose for a business purpose may include “sensitive personal information” as defined under the California Privacy Rights Act. GFT Payments does not use or disclose sensitive personal information for any purpose not expressly permitted by the California Privacy Rights Act.
H. California Privacy Rights Act Retention Disclosure. We keep your personal information to enable your continued use of GFT Payments, for as long as it is required in order to fulfill the relevant purposes described in this privacy policy, as permitted or as may be required by law, or as otherwise communicated to you. For example, we retain your transaction history so that you can review coupon redemptions, and to improve the relevance of products and content we recommend.
I. California Privacy Rights Act Non-discrimination Statement. GFT Payments will not discriminate against any consumer for exercising their rights under the California Privacy Rights Act.
J. Virginia Consumer Data Protection Act De-identified Data Disclosure. GFT Payments may use deidentified data in some instances. GFT Payments either maintains such data without attempting to reidentify it or treats such data as personal data subject to applicable law.
K. Annual Reporting for 2025.
Access Requests. In 2025, GFT Payments received 0 requests from our users to initiate the data access process.
Deletion Requests. In 2025, GFT Payments received 0 requests from our users to initiate the account deletion process.
L. EU-US and Swiss-US Privacy Shield. We run our operations using AWS. With AWS’s EU-approved Data Processing Addendum and Model Clauses, GFT Payments is in full compliance with EU law. The AWS Data Processing Addendum is available to GFT Payments and you, whether you are established or resident in Europe, or an authorized user acting on behalf of a company operating in the European Economic Area. For additional information, please visit the AWS EU Data Protection FAQ
M. What happens when GFT Payments receives a legal request. We are vigilant about your privacy. We do not disclose your data unless we’re required to do so to comply with the law or a valid and binding order of a governmental or regulatory body. Governmental and regulatory bodies need to follow the applicable legal process to obtain valid and binding orders, and we review all orders and object to overbroad or otherwise inappropriate ones. Unless prohibited from doing so or there is clear indication of illegal conduct in connection with the use of GFT Payments services, GFT Payments notifies you before disclosing your content so you can seek protection from disclosure.
We know transparency matters to you, so we will regularly publish a report about the types and volume of data requests we receive.
Children’s Privacy
GFT Payments is not allowed for use by individuals under the age of 18. As such, if you are under 18, you must not use GFT Payments.
Contact Us
If you choose to use GFT Payments, your use and any dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, resolution of disputes, and application of the law of the state of Nevada, USA. If you have any concern about privacy at GFT Payments, please contact us at [email protected] with a thorough description, and we will try to resolve it.
Changes To This Privacy Policy
Our business changes constantly, and our Privacy Policy and any other agreements we have with you may also change. We may email periodic reminders of our notices and conditions for online policies and agreements, but you should check our web site frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of your data collected in the past without the consent of affected customers.
We reserve the right to update or modify this privacy policy at any time. The updated policy will be effective upon posting on our website or app. Please review this policy periodically for any changes.
